About Us

Richard is one of the co-founding partners of RP Capital and Lending Group and has extensive experience across the financial industry, specialising in investment and debt management. With a broad understanding of both personal and business financial needs, Richard has over 25 years experience in financial services spending the first two decades in corporate investment banking, and where he has since built a successful business for the past 8 years.

Richard believes in strong engagement with clients that not only builds a solid platform for strong, long term relationships, but also ensures that he understands every part of life for his clients and their families. Along with a Diploma in Finance and Morgage Broking, Richard holds a Bachelor of Commerce degree, an Advanced Diploma of Financial Services and also holds the recognition as a qualified Certified Financial Planner (CFP®) Practitioner.

Over the past 30 years Richard had engaged in his local community by being an active board member and now junior coach of his hometown cricket club, and splits his time running his practices with wife Rachael and their two children, Charlie and Jackson. He is still an active player in his first grade cricket side, as well as an appreciative food enthusiast and a lover of most sports.

Pav brings extensive experience across accounting, finance, business advisory and senior financial leadership, with a career spanning both the public and private sectors. His background includes senior finance roles, financial strategy, budgeting, business improvement, governance and advising individuals and businesses on complex financial matters.

 With a strong understanding of financial statements, cash flow, business structures and long-term financial planning, Pav brings a highly analytical approach to mortgage and finance broking. Rather than looking at lending in isolation, he takes the time to understand the broader financial position of each client, including their income, liabilities, business interests, investment objectives and future plans.

 Pav’s accounting background is particularly valuable when working with self-employed clients, business owners, investors and more complex lending scenarios. He understands how lenders assess financial information and can help clients present their position clearly while identifying lending solutions that align with both their immediate needs and longer-term financial goals.

 Through RP Capital & Lending Group, Pav combines his financial and commercial experience with a practical, client-focused approach to lending. His aim is to make the finance process straightforward, transparent and well considered, helping clients make informed decisions whether they are purchasing a home, refinancing, investing, acquiring commercial property or exploring business and SMSF lending opportunities.